After my last post about my renewed focus on building up a more comfortable emergency fund, life proved just why I need one.

My roommate called me at work yesterday and let me know that my dog had cut her foot playing in the yard, and that he’d bandaged it up and would take her to the vet if I needed.

Now, my dog is fairly accident prone, and she has cut her foot twice before in the year and a half that I’ve had her. I just imagined it was like the other cuts, and just needed a bandage to keep it clean for a few days.

I picked up some vet wrap and gauze on my way home from work, got home, had dinner, and then proceeded to change out the bandage my roommate had rigged from some paper towel and tape (pretty effective!)

Turned out that 6 hours after getting cut, the paw was still bleeding pretty heavily. The night ended with some stitches from the emergency vet, and a bill for about $600.

Now, I’m not happy to pay out $600, but it was really nice to be able to pay that much and not worry about how I was going to pay my rent/mortgage this month due to an unexpected vet visit!

Of course, I have pet insurance too, so that should cover a good chunk of the costs. It can take a couple of months to be reimbursed though, so I’m glad that I don’t need to wait ‘til then to pay my credit card bill!